How to achieve independence from credit card debts?

A credit card debt is a financial obstacle that can hold you back and put you in harm’s way if not acted upon. Such a debt can hold you from truly enjoying your life as the interest rates on an average are about 13-16 percent. The only way to get ahead is to get that … Read more

Does rise in Consumerism affect Savings??

Conventionally, the majority of Indians are consumerists. Every Indian, whether male or female, irrespective of their age and their income, is enthusiastic about the purchase of consumer goods. Buying or shopping has now become a means of entertainment and people tend to go on shopping to relax and become stress-free. A recent study showed that … Read more

Basics of Insurance

Insurance gives financial protection against a loss arising out of happening of an uncertain event. A person can avail this protection by paying premium to an insurance company. Basics of Insurance Why people opt for Insurance? We all know that in a human life, there are a lot of uncertainties. People opt for insurance purely … Read more